U-Haul Dealers National Private Health Insurance Exchange
Has Helped Dealers Answer Questions, Compare Options and Make Well-Informed Decisions
On Health Insurance Enrollments Online, Privately and Securely Since 2005
PHOENIX, AZ — Uncertainty surrounding the impact of health care reform is the No. 1 health insurance and employee benefit issue facing U-Haul Dealers and their employees in 2013, just as it is for most health insurance consumers, according to leading national experts tracking the federal and state reforms.
This year, 2013, is the year the federal health reforms will really begin impacting consumers. As businesses, individuals and small groups, U-Haul Dealers have a lot of questions regarding what reform really means, what insurance rates will look like, and how public and private exchanges are going to work, said Al Benson, program manager, U-Haul Dealer Benefits Program. Like health insurance buyers throughout the U.S., they are hopeful that reforms will lead to easier access, more choice and greater affordability; but in reality there are more questions than there are answers.
It is clear that quality private health insurance will continue to be available during the reforms, said Benson. By working with plans they trust and leveraging the right tools, Dealers can take the guesswork out of their health insurance selection and lessen the uncertainty that is inherent in these times of change.
Members of our Dealer Benefits Network team talk with Independent Dealers every day, in all parts of the United States about their benefit and insurance needs, said Benson, and uncertainty and questions abound in every state.
Among the questions Dealers are asking most often are what kind of coverage will be sold through health insurance exchanges, how to obtain insurance if you have a pre-existing condition, and who should consider a high-deductible plan. Other commonly asked questions include how will access to the physicians and hospitals be impacted, will rates be going up or down, and how easy will it be to buy insurance under healthcare reform?
Surrounded by this uncertainty, Dealers can turn to the Dealer Benefit Network proprietary health insurance program. Designed with Dealer input, Dealers and employees can get unbiased information needed to make intelligent health insurance decisions and easily enroll online in the plan of their choice.
The Dealer program is supported by incredible online tools and technology that helps with an informed health insurance selection, said Benson. The Dealer Benefit Networks Online Comparison Shopping Tool lets Dealers and employees view all of their options side by side using a filtering process that focuses on the highest-ranked carriers and their best-value plan choices available in each state.
Dealers, like health insurance consumers everywhere, are looking for help in making sense of it all, says Benson. By working with a program they trust, Dealers and employees can take the guesswork out of their insurance selection and lessen the uncertainty that is inherent in these times of change.
Operating nationally, the U-Haul Dealer Benefits Program first began providing U-Haul Dealers and their employees with access to our online private health insurance exchange in 2005. It is a U-Haul Do-It-Yourself program. Managed by Dealer Benefits Network, LLC and powered by eHealth, the exchanges online Comparison Shopping Tool makes it easy for Dealers, employees and families to research, compare, buy and enroll in the right medical and dental insurance plan at the right price.
Since the exchange is cafeteria-style, each person and family can choose the plan they like best. Some plans have a rich plan design with low deductibles and co-pays, like a union plan or large corporation might pay for. Other plans let the Dealer self-insure routine health care by setting a higher deductible and, in turn, getting a lower monthly premium. Other plans combine a higher deductible with a federal-tax favored Health Savings Account.
For the exchange, the U-Haul Dealer Benefits Program seeks out only the top-ranked health insurance companies authorized to do business in each state. Then, only the best-value plans of those top carriers, in terms of benefit design and pricing, make it into our exchange. We make it even easier by putting the application form the state insurance department requires the carriers to use in online, fill-in the blank format with electronic signature and payment.
The U-Haul Dealer Benefits Program serves U-Hauls 15,000 Dealers in the United States and through the Dealer Benefits Network private health insurance exchange offers hundreds of health plans nationally.
If You and Your Family are not Covered, or Want to Easily Compare Health Plans, You’re Eligible to Use our national Dealer Benefits Network private health insurance exchange.
Get the most current information on the U-Haul Dealer Benefits Program — Go to your U-Haul Dealer Benefits Program proprietary benefit website for the information you need, including dental and medical insurance for yourself and your family. You’re now eligible for the U-Haul Dealer Benefits Program, so it’s a good time to review your existing health insurance or consider removing yourself from the rolls of the uninsured.
The employees of all your businesses are eligible too, so you can also give them access to this same great program and let them choose the coverage they want. The Health Insurance program is voluntary and portable. Employees of all your businesses and their families are immediately eligible at no cost to the dealership.
You can also activate your Accident Insurance benefits right now. To see a detailed benefit summary and for fast, easy online enrollment,~click here