Actually affordable basic health solutions for individual and family
Let us help you find more affordable basic health insurance solutions designed to help bridge the gaps in your personal and family health care coverage. New types of basic health insurance are now available in many states outside the federal mandated enrollment periods. Brought to you through the Dealer Benefits Program for Authorized U-Haul Dealers.
These basic health plans include TriTerm Medical (3 years, less 1 day, coverage duration), Short-Term Medical plans (usually 3-6 months duration), Dental, Vision, “Indemnity Medical” plans (pays you a stated dollar amount for covered care you receive) that provide supplemental coverage for critical illnesses, accidents, hospital and more.
You can enroll in these basic plans any day of the year, even outside the federal mandated enrollment periods for traditional comprehensive major medical plans. You must be between age 19 and 63 to be eligible. Underwriting questions on your health may qualify you for the best rates, but you may also be declined coverage.
These basic plans are not for everyone, especially if you depend on health care for pre-existing conditions. But they may be a better fit for the benefits you actually need and for your budget, especially if your household income level prevents you from qualifying for premium tax credits.
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Tri-Term Medical plans include:
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$2 million lifetime benefits
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Coverage duration extending to 1 day short of three years – skip the annual enrollment process
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Doctor office and urgent care
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Prescription coverage
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Preventive care coverage
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Pre-existing conditions covered after 12 months on the plan
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Also in the actually affordable basic health plan line-up:
- Dental
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Short Term Medical (usually 3-12 months duration, based on your state insurance regulations, do not cover pre-ex)
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Indemnity Health (pays you a stated dollar amount for covered care you receive)
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Critical Illness
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Supplemental Hospital
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Accident
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Vision
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Check out these new, actually affordable basic health solutions. Plans, coverage provisions, rates and availability vary by state. Click on the button below and find out if these new, more affordable plans are approved in your state.