If you get hurt or so sick that you cannot work, how would you survive financially without prematurely raiding your savings and retirement accounts? Becoming disabled is not a certainty, but it is an unfortunate reality.*
Most people do not know that…
*Sources: 2022 American Payroll Association survey, 2022 LIMRA Insurance Barometer study, 2023 Petersen International Underwriters disability report, 2017 American Council of Life Insurers longevity report, 2019 Council for Disability Awareness release.
As small business owners, U-Haul Dealers can protect their income with disability insurance through the Dealer Benefits Program. Use the benefit money to help pay business and family bills, keep the business open and maintain your standard of living.
Me? Disabled? The chances of losing your income to a disability are greater than you may think. A full 20% of workers will become disabled during their working careers and the highest chance of becoming disabled occurs at ages 50-59. Most (90%) of disability claims result from illnesses. Only 10% are caused by accidents (and only 5% are work-related). On average, disability claims last between 4 to 5 years.*
Self-employed business owners must go it alone when it comes to disability income. Even if an injury is work-related, an independent business owner may not claim Workers Compensation on themselves.